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CSS

CSS Krankenversicherung

Founded in 1899 and headquartered in Lucerne, CSS is one of Switzerland's largest health insurers, with around 837,000 people in basic insurance and annual premium income of over CHF 6 billion.

Key facts

837,201
Insured in basic insurance
Ø 7 days
Average refund period
117%
Solvency ratio
CHF 135
Admin. expenses per client

About CSS Krankenversicherung

Founded in 1899 and headquartered in Lucerne, CSS is one of Switzerland's largest health insurers, with around 837,000 people in basic insurance and annual premium income of over CHF 6 billion.

Compare CSS Krankenversicherung against every other Swiss insurer

Run our free premium calculator to see how CSS Krankenversicherung stacks up for your postcode, age and deductible.

Basic insurance models

Swiss law defines a handful of standard mandatory-insurance model types; every insurer packages them under its own product names.

Freie Arztwahl

Free choice of doctor

Classic model with free choice of doctor and hospital.

Hausarztmodell

Family doctor model

First point of contact is always your GP, lower premium.

HMO-Modell

HMO / group practice

Treatment starts at an HMO group practice.

Telmed

Telemedicine

Phone consultation required before any doctor's visit.

Supplementary insurance

A selection of CSS Krankenversicherung's voluntary supplementary products — not an exhaustive list.

myFlex

Modular outpatient supplementary insurance you build yourself.

Hospital insurance

Semi-private and private ward with free hospital choice.

Dental insurance

Covers a share of dental treatment and check-up costs.

Contact & key data

Address
Tribschenstrasse 21, 6002 Luzern
Website
www.css.ch
Founded
1899
Annual premium volume
CHF 6.17 bn

Figures are compiled from public insurer statistics and may not reflect the current year; always confirm current premiums and conditions directly with the insurer.

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