Comparing Health Insurances
Health Insurance Comparison: Save Hundreds of Francs with a Comparison
In Switzerland, it's necessary for every resident to have mandatory health insurance. Although the services offered by all health insurances remain the same, the monthly premium amounts vary significantly. Discover how much you could save by using our health insurance comparison. Use our health insurance calculator to find out if switching health insurances makes financial sense for you.
Start Your Health Insurance Comparison Today
Use our comprehensive health insurance calculator to compare premiums, find the best deals, and discover how much you could save by switching providers.
Get personalized recommendations and expert advice on choosing the right health insurance for you.
Compare Health Insurances and Discover Your Savings Potential
Annually, Swiss health insurances revise their premium structures. For example, in 2025, premiums for adults increased by an average of 8.7 percent, while those for children went up by 7.7 percent. This significantly impacts households. Despite this development, many Swiss people hesitate to switch health insurances, thereby missing out on possible savings.
Switch for Savings
If your health insurance increases its premiums, you have the option to switch to a more cost-effective provider. Take this opportunity and compare health insurance premiums. Even with basic insurance, you could save up to 200 Swiss Francs monthly. Comparing supplementary insurances could further reduce your costs.
What Should You Consider When Comparing Health Insurances?
Premium Comparison
By comparing health insurance premiums, you see which insurer in your canton of residence demands the lowest contributions. It might be tempting to opt for the most cost-effective provider, yet it's advisable to also consider the respective service packages.
Insurance Models
Legally, the services of the basic insurance are fixed. Besides the standard tariff, there are various insurance models, such as the family doctor model, the HMO model, and the Telmed model.
Note: Not all health insurances offer all models.
Franchise Impact on Premiums
The premium amount also depends on the set franchise. The minimum franchise is 300 Swiss Francs per year. Choosing a higher franchise reduces the monthly premiums.
In the health insurance calculator, you can adjust the franchise according to your preferences, so you can directly see how different providers compare.
Overview of Health Insurance Premiums: Focusing on Supplementary Insurances
In addition to basic insurance, it's worth looking at voluntary supplementary insurances as part of the health insurance comparison. The services and offers vary depending on the provider. Premium amounts often depend on the insured's age and gender. By comparing private health insurances, you identify the optimal provider for your desires.
A closer look at supplementary insurance
In addition to basic insurance, it's worth considering voluntary supplementary coverage when comparing health insurers. Services and offerings vary depending on the provider. Premium amounts are often based on the insured person's age and gender.
By comparing private health insurance plans, you can identify the products that best suit your needs. We're happy to advise you on Visana products and support you in selecting the ideal combination of deductible, insurance model, and supplementary cover from Visana's extensive range.
Why Compare Health Insurances?
Save Money
Save up to 200 Swiss Francs monthly by switching to a more cost-effective provider
Find the Best Fit
Compare different insurance models and find the one that suits your needs
Stay Informed
Keep track of premium changes and make informed decisions about your coverage